At present, many students choose to study abroad in order to better study and life, but because of the problem of family circumstances, many students have applied for overseas loans, so let the following Xiaobian for you to introduce the application of South Korea study abroad loan overview, for you to read!
A study abroad loan and get a visa unrelated loan itself will not affect the result of the visa, because the loan has proved that the applicant has a certain asset, with certain conditions of going abroad, the visa officer focuses on the assessment of the guarantor’s repayment ability.
Therefore, authenticity, rationality and feasibility of strong repayment ability and plan proof materials are the key to determine the success or failure of the loan application visa.
Second, the study loan needs the conditions of the borrower shall provide the admission notice of your school or receive letter, provide for your school learning period required for tuition and fees living proof materials, to provide the lender recognised assets, pledge or jointly and severally liable with compensatory ability and the third party borrowers,
And the borrower already has a percentage of the cost of the education.
Three, loan amount and duration of study loan does not exceed the amount of study abroad school admission notice or other effective entrance fee shown on the proof, within a year of tuition, living expenses and other necessary costs the equivalent of RMB sum, not more than RMB 500000, period normally for 1 ~ 6 years, the longest period of no more than 6 years.
(1) Real estate mortgage: the loan amount shall not exceed 60% of the value of the mortgage approved by the lender;
(2) Pledge: the loan amount shall not exceed 80% of the value of the pledge;
(3) Credit guarantee: If a third party provides joint and several liability guarantee, if the guarantor is a legal person recognized by the bank, the full amount can be issued;
If it is a natural person approved by the bank, the loan amount shall not exceed RMB200,000.
V. Materials to be provided by the borrower The original and photocopy of the ID card, marriage certificate, household register of the borrower and his/her spouse or valid residence permit issued by an authorized institution;
The admission notice, acceptance letter, other valid admission documents and relevant necessary fee certificates issued by the school to study abroad, and the relevant education documents should be provided.
Including a passport of the People’s Republic of China with an entry visa completed;
Provide a Chinese citizen with full capacity for civil conduct as the borrower’s domestic agent, and provide the ID card, relevant residence certificate and mailing address of the domestic agent.
If THE property IS mortgAGED OR pledged, THE certificate of ownership of the mortgAGED PROPERTY or the original PLEDGE, documents and the certificate of consent of the person with the right to dispose of the property (including the co-owner of the property) to mortgage or pledge shall be provided, and if necessary, the appraisal certificate of the mortgaged property issued by the authority shall be provided.
If the guarantor is a legal person, a written document agreeing to guarantee by the guarantor (if the guarantor is a branch of the legal person, a document authorized by the legal person shall be provided at the same time), the business license of the enterprise as a legal person, audited statements of assets of the previous year and the recent period and relevant credit certification materials;
If guaranty is natural person, should provide GUARANty’s ID card, household register, INCOME or property proof and so on.
1. What visa does Korea need to study abroad?
A: There are three types of visas.
One is the C3 visa, a short term visa of less than 3 months;
The other visa is for more than 6 months (D4 and D2). 2. I just want to study language in Korea for 3 months, is that OK?
Answer: No.
No matter if you want to study a language or apply for a university, you have to apply for a visa at the Korean Immigration Bureau.
The duration of study for the return visa is more than 6 months.
3. What is the difference between D2 visa and D4 visa?
A: Both are return visas, but the duration of the visa is different.
D2 is a student visa with a duration of 1 year;
D4 is a language visa for 6 months.
4. Can I apply for a Student visa (D2) without language foundation?
A: Some universities can apply for a student visa directly.
When they enter college, they take major courses while learning languages, and the credits for learning languages are counted as college credits.
Some of the schools we represent can directly apply for a study visa, which saves time and can directly enter the university.
5. Can D4 visa be converted into D2 visa?
Answer: Yes.
Once you enter university, you can convert to a D2 student visa.
6. What visa can I get to work?
A: According to Korean law, international students can only work legally with a D2 visa.
7. Can I get a work visa in Korea after reading the language?
Answer: Yes.
As long as you finish the language, you are employed by a company in Korea, which will help you to convert into a work visa.
Study in South Korea to apply for a step, early: before the application of 1, determine the way to apply for South Korea to study in general two ways, looking for an intermediary application or their application.
Most students choose intermediary application, it is the intermediary application worry and trouble, the second is the individual application success rate is lower, more trouble.
Think carefully before you apply.
2. Preparing Materials The most important step to study in South Korea is to prepare the materials. For a specific list of materials, please refer to each university.
Because notarization and certification materials need to be prepared for a long time, a period of time in advance, if the enrollment date is around the start of preparation is too late.
The most important thing is to take the language certificate in advance.
1. The application for Korean universities is done online, and very few schools require me to register in person.
Application website is not the same for each school, you need to check and determine in the school.
2. Mailing materials The time of mailing materials is almost the same as the online registration time. After registration and payment, the application materials can be prepared and mailed.
It should be noted that some of the materials will be generated after the completion of the online application. If the materials are mailed after the completion of the online application, the school will not accept them.
3. Wait for the results Once the online application and mailing materials are complete, you can rest assured and wait for the results.
Please refer to the school admissions website for the time of the results. The results will not be notified to individuals individually. Students are required to confirm the results in person on the day of the announcement.
No one informed you does not mean that you were not admitted, do not miss the qualified admission because of your carelessness!
You need to enter your test number when you apply online to confirm your results, so make sure you have your test number ready.
1. After paying tuition fees and applying for admission to the dormitory, everything will be fine. The school will issue the tuition payment notice after passing the notice, and pay tuition immediately after the notice is issued.
The payment time is very short, and the problems that may arise in the process of international remittance, the sooner you pay the money, the sooner you can solve the problem.
If you miss the payment time, you will be eliminated. There is no time to make up the tuition fee.
Second, domestic applicants are advised to apply for school dormitories in consideration of accommodation in Korea.
Korean dormitory conditions are very good, as an international student do not experience but will regret oh.
The ENTRANCE STAGE OF FRESHMEN is the time to apply for the dormitory, and then it is difficult to apply for the dormitory, the Korean dormitory is not 100 percent distribution.
2. After applying for the visa and paying the tuition fee, the school will issue the standard admission notice.
The entry is used for visa processing!
Don’t take a picture, post it on your moments and leave it there.
To apply for a student visa, you need the designated documents issued by the school and the documents prepared by the individual. Similarly, please go to apply for the visa immediately after you get the school documents.
It also takes time to apply for the visa. Don’t delay your admission because of the late arrival of the visa.
