The United States is a big country in education, every year there are many students to study in the United States, because the cost of studying in the United States is relatively high, many people will also apply for American student loans to reduce the pressure, the following Xiaobian will take you to understand in detail what materials are needed to apply for American student loans.
If you want to apply for a loan for studying in the United States, you need to meet the following application conditions: 1. The applicant should be between the ages of 18 and 55 and have independent capacity for civil conduct; 2.
2. Provide valid personal identity certificate and household registration certificate;
3. Having a certain source of income or a second source of repayment;
4. Provide additional proof of financial resources or provide guarantee;
5. Good personal credit, no violation of law and discipline behavior record, good repayment intention;
6. Provide relevant documents for studying in the United States, such as the admission letter or acceptance letter from the American school, as well as the tuition and miscellaneous fees required by the school.
The following materials are required for US student loan: 1. The original ID cards of the borrower and his/her spouse, marriage certificate, household registration and other valid residence certificates; 2.
2. Valid identification of the borrower’s education, and the original and photocopy of the educated person’s passport and visa shall be provided for archiving;
3. The Borrower shall provide the guardianship relationship certificate between the borrower and the educatee and the birth certificate of the educatee;
4. Admission Letter of the school, and the total amount of tuition and miscellaneous fees required during the study;
5. If the American student loan is mortgaged or pledged with property, it shall provide a list of mortgages, pledges and a statement agreeing to mortgage or pledge signed with disposal power.
6. The original and copy of the personal savings passbook or the credit card opened by the borrower at the lending bank.
First of all, before you pay the fee to an American school, the school will send a clear notice, including the amount of payment, payment method, payment deadline, violation penalty, etc.
Some schools give their students a list of fees that specify the amount they have to pay.
Of course they notice may not be limited in the form of a, some will be released at the school, may also be specified on the relevant documents, can also through the school’s official email to inform you (need to pay attention to mail all official in the unofficial, formally informal all school requirements, rules, if any problem, must be timely communication to confirm.
Check your email, too).
Secondly, in almost all American high schools and some undergraduate students, the school will require a wire transfer to a designated account by a specified deadline.
Third, read the agreement and contract in detail. There are refund requirements.
Tuition DOES NOT RETREAT COMMONLY, SOME SCHOOLS CAN RETREAT INSIDE PERIOD OF TIME AFTER OPENING A COURSE, TIME PASSES ALSO DO NOT RETREAT.
Tuition fees are not refundable if the student is expelled or drops out of school for his or her own reasons.
For undergraduates and postgraduates, there is little difference between the general fees and I20. The differences mainly lie in the number of courses selected and the allocation of specific dormitories.
For language students, special need to remind, when you get I20 commonly, in fact, the school has probably determines how long do you need to read the language, but also you may meet the language requirements of the school ahead of time, don’t read so long language situation, so on fees, please must pay attention to, after school, the teacher ask:
(1) Is it necessary to pay according to the time and fee of I20? If you arrive in advance, can the extra tuition fee be refunded?
(2) whether can be paid by semester, if you can, be sure to ask clear, register for next semester payment by the time and amount, so as not to miss the registration next semester then language, then after reading the first phase of the language, will not be able to enter the second semester of study, even before the I20 is the table of the year, will be cancelled at this moment,
Students have to return home or apply to other schools.
