Compared with professional immigrants and family immigrants, the waiting time for investment immigrants is not so long. How should we prepare?
How long does it take to apply for immigrant investor status in the United States?
Time to apply for immigrant investors: The minimum cost of immigrant investors in the United States is to invest $500,000 in a project in the United States and return the principal after five years, that is, to hire 10 Americans indirectly with $500,000.
Since each applicant’s situation is different, Xiaobian suggests that applicants should communicate directly with experienced professionals.
The foundation is to carefully study the PPM of the project.
1. The rationality of the business plan, including market research, whether the number of employment is involved in the dispute, whether the vitality of the project can truly meet the long schedule.
2. Structure of limited partnership, rights and restrictions between investors and GP general partners.
3. Investment mode: Clarify the creditor’s right or equity relationship. Under the creditor’s right relationship, whether the collateral is a real mortgage and whether the value of the collateral can truly cover the investment funds;
Share structure projects are rare these days, but when they do, pay more attention to the rights and responsibilities in the share structure.
4. The real situation of the developer, if it is a top developer, is it operated by a subsidiary company? If so, there are several subsidiaries, which is a common “shell company” protection scheme.
5. If there is a bank loan, the repayment order of the investor will be reduced. More attention should be paid to the profitability of the project and the ability of realization or mortgage.
At the same time, the order in which bank loans and EB-5 funds are placed needs to be taken care of to prevent EB-5 funds from becoming collateral for bank loans.
6. The strength of government support, written or video support is more common, basically useless;
Whether the tax subsidy is based on the project starting operation;
If there is direct government funding, it is more important to make clear the relationship with the project, the more beautiful it looks, the more hidden things may be.
7. The release conditions of investment funds in the supervision account. Currently, due to the long schedule, most projects still use direct lending to projects, or a small amount of funds are deposited in the supervision account.
8. Considering the rationality of project financing from a macro perspective, it is not very reasonable to use EB-5 funds for a large project with a small capital gap. Now it is not the time to emigrate like a swarm before, investors are more cautious, and the project is more optional, and the financing difficulty is beyond the past.
Therefore, the theory that the smaller the proportion of EB-5 capital in the total investment, the safer it is, needs to be measured by people themselves.
The EB-5 policy was established by the U.S. Congress in 1990 to stimulate the U.S. economy through investment and job creation by foreign investors.
Based on proposals to promote economic growth, the U.S. Citizenship and Immigration Services has conducted a pilot program of regional centers since 1992, and the program has been reviewed periodically.
Therefore, for different investment methods, the 2018 US Investor Immigrant EB-5 can be divided into two categories: Regional centers investment targeted employment areas (high unemployment or sparsely populated areas).
The minimum qualified investment is $500,000 in high unemployment or sparsely populated areas of the United States.
Normally, the minimum eligible investment in the United States is US $1 million.
Targeted employment zones are those that, at the time of investment, are sparsely populated or have an unemployment rate of at least 150 percent of the national average.
A sparsely populated area is an area (designated by the Office of Management and Budget) that is not within the statistical limits of a major city or an area with a population of 20,000 or more outside the boundaries of any city or town according to the most recent decennial United States Census.
The EB-5 investor immigrant in the United States has very relaxed qualifications for applicants. The investor is not subject to any restrictions on business background, age, education level and language ability. The following basic requirements can be met.
All U.S. EB-5 Investor immigrant applicants must invest in a new business enterprise that is: incorporated after November 29, 1990, or on or before November 29, 1990, i.e.
The creation of a new business enterprise by purchasing and reorganizing or restructuring an existing enterprise or by expanding investments resulting in an increase of at least 40 per cent in the company’s net assets or the number of employees.
Investment Condition 2: Job Creation A required amount of money must be invested in a new business that creates at least 10 full-time jobs.
For new businesses not affiliated with a regional center, full-time jobs counted must be directly created by the business.
For new businesses affiliated with regional centers, full-time jobs can be directly or indirectly created by the business.
If you invest in a bad company, you can keep your job.
Investment capital refers to cash, equipment, inventory, other tangible property, cash equivalents, and assets secured by collateral that are owned and for which the foreign entrepreneur is personally and primarily responsible.
Normally, the minimum qualified investment required is $1 million.
The minimum qualified investment is $500,000 in high unemployment or sparsely populated areas of the United States.
